J Dobbelsteyn

What can you expect from an investment in bonds?

Let's take a closer look at investing in bonds. With interest rates sitting at historical lows, there is likely little opportunity left for further appreciation in the price of bonds. So, what can you expect from an investment in bonds? That depends on whether interest rates begin to go up or remain flat.

Get all the tax credits you can to hide your cash from the taxman

When it comes to tax credits, be sure you’re getting all that should come to you. Start with this handy tax-trimming checklist.

Make the most out of your tax refund

What are you going to do with your tax refund? You could spend it, but then, it would just be … gone. In the interest of a long-term improvement to your personal financial picture, here are a few alternative tax refund uses to explore.

Look to maximize your retirement income with tax planning

Tax planning is boring and absolutely necessary at any age but especially after you retire. Here are some tax-management strategies aimed at maximizing your retirement income.

Be cost savvy when buying a home

Buying a home is a big financial decision — probably the biggest you’ll ever make. Here are some basic tips to get you started on the right financial foot.

Tax-planning strategies for your retirement life

Tax planning is boring and absolutely necessary at any age but especially after you retire. So let’s look at some tax-management strategies aimed at maximizing your retirement income.

Maximize your retirement income

Tax planning is boring and absolutely necessary at any age but especially after you retire. Here are some tax-management strategies aimed at maximizing your retirement income.

Be an early bird and keep more of what you earn

It’s a little late to practise early tax preparation this year— but make it your practice for next year and you will keep more of what you earn. That’s because early tax prep and planning pays off in many ways.

These L'Arche Comox Valley clients will benefit from planned giving.

Rae Owens establishes charitable foundation to leave a legacy to L’Arche

Imagine if, instead of one charitable bond paying out $20,000 per year, that there were 10 charitable bonds in place, or 100 bonds in place — imagine the difference such planned generosity could make to our community, to the organizations and folks that need a helping hand from those of us than can afford to do more.

These L'Arche Comox Valley clients will benefit from planned giving.

Missed the RRSP deadline? You can still take advantage of a Tax-Free Savings Account

There’s no deadline with a Tax-Free Savings Account (TFSA), it’s a great place to invest your anticipated tax refund, and it’s a tremendously flexible way to achieve tax-free savings growth.

Save money on your taxes by making RRSP contributions before March 1

There's still time to take advantage of some RRSP tune-up tips that will save you money on your taxes this year and make your retirement more financially comfortable.

Financial formula for blended families

One dictionary definition of blend is: to make a pleasing combination. That must certainly be so because more and more families are doing it.

Mine, yours and ours – a couple’s guide to finances

As a single person, what’s yours is yours — and that’s that. But when you join with another person and become a couple, sharing is an absolute necessity. Sharing your love, your time, and, oh yes, the bills, obligations and other aspects of your financial lives, as well.

There’s no such thing as an average retirement

Are you “average”? Definitely not!

This might help with your financial decisions

Decisions, decisions — is it better to contribute to investments held within an RRSP or a TFSA?

Planning to live longer? Plan to have enough cash

An old saying remarks, “What a difference a day makes.”

Cycling your way to lifetime of financial fitness

Regularly riding a stationary or road cycle is a great way to stay fit. Taking a life cycle approach to investing is also one of the best ways to help stay financially fit.

Resolutions you can take to bank

There’s a resolution revolution a-comin’! A few days from now, as the old year gives way to the new, Canadians everywhere will be making promises to themselves. Big promises (I resolve to quit smoking.) and not-so-big-promises (I resolve to call my aunt more often.). But here’s one promise you should make and never break: “I resolve to be financially secure.” And here are 10 simple ways to make that happen: